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United States active

1st Financial Bank USA

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Dakota Dunes, SD

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Institution details

FDIC ID
1673
Federal RSSD ID
526452
Institution type
FDIC-insured bank
Established
01/01/1910
Address
331 Dakota Dunes Blvd
Postal code
57049
Reported offices
2
Total assets
$1,333,008,000
Total deposits / shares
$1,023,146,000
Source: FDIC · Record 1673
Status snapshot: 07/24/2026
Complete institution research

Official regulator profile

Financial figures and classifications below come directly from FDIC BankFind Suite.

Regulatory identity

FDIC certificate
1673
CERT
Federal RSSD ID
526452
FED_RSSD
Bank class
NM
BKCLASS
Primary regulator
FDIC
REGAGNT
Charter agency
STATE
CHRTAGNT
FDIC region
Kansas City
FDICREGN
Federal Reserve district
09
FED

Financial snapshot

Total assets
$1,333,008,000
ASSET
Total deposits
$1,023,146,000
DEP
Equity capital
$227,288,000
EQ
Net income
$3,522,000
NETINC
Return on assets
1.05%
ROA
Return on equity
6.22%
ROE

Institution profile

Specialization
All Other Over 1 Billion
SPECGRPN
Established
01/01/1910
ESTYMD
FDIC insured since
01/01/1934
INSDATE
Current offices
2
OFFICES
County
Union
COUNTY
Metro area
Sioux City, IA-NE-SD
CBSA

Organization

Minority depository status
NONE
MDI_STATUS_DESC
CFPB supervised
No
CFPBFLAG

Reporting dates

Financial report period
03/31/2026
REPDTE
Source run date
07/24/2026
RUNDATE
Institution record updated
07/15/2024
DATEUPDT
Complete source record104 populated regulator fields · FDIC BankFind SuiteExpand all data

This is the complete non-empty source payload retained for research and auditability. Field codes follow the regulator's own data dictionary.

Source date: 07/24/2026
ACTIVE1
ADDRESS331 Dakota Dunes Blvd
ASSET1333008
BKCLASSNM
CALLFORM31
CB0
CBSASioux City, IA-NE-SD
CBSA_DIV_FLG0
CBSA_METRO43580
CBSA_METRO_FLG1
CBSA_METRO_NAMESioux City, IA-NE-SD
CBSA_MICRO_FLG0
CBSA_NO43580
CERT1673
CFPBEFFDTE9999-12-31
CFPBENDDTE9999-12-31
CFPBFLAG0
CHARTER0
CHRTAGNTSTATE
CITYDakota Dunes
CLCODE21
CONSERVEN
COUNTYUnion
CSA_FLG0
DATEUPDT07/15/2024
DENOVO0
DEP1023146
DEPDOM1023146
DOCKET0
EFFDATE06/30/2024
ENDEFYMD12/31/9999
EQ227288
ESTYMD01/01/1910
FDICDBS11
FDICREGNKansas City
FDICSUPVKansas City
FED09
FEDCHRTR0
FED_RSSD526452
FORM311
IBA0
ID1673
INACTIVE0
INSAGNT1DIF
INSBIF0
INSCOML1
INSDATE01/01/1934
INSDIF1
INSFDIC1
INSSAIF0
INSSAVE0
INSTAG0
INSTCRCD0
LATITUDE42.5029570108759
LAW_SASSER_FLGN
LONGITUDE-96.4952779638093
MDI_STATUS_DESCNONE
MUTUAL0
NAME1st Financial Bank USA
NETINC3522
NETINCQ3522
NEWCERT0
OAKAR0
OFFDOM2
OFFFOR0
OFFICES2
OFFOA0
OI0
PARCERT0
PRIORNAME1Farmers' State Bank
PRIORNAME21st Financial Bank South Dakota
PROCDATE07/15/2024
QBPRCOML4
REGAGNTFDIC
REPDTE03/31/2026
RISDATE03/31/2026
ROA1.049125244911318
ROAPTX1.4905799902147177
ROAPTXQ1.49
ROAQ1.05
ROE6.22
ROEQ6.22
RUNDATE07/24/2026
S10T250B0
SASSER0
SPECGRP9
SPECGRPNAll Other Over 1 Billion
STALPSD
STCHRTR1
STCNTY46127
STNAMESouth Dakota
STNUM46
SUBCHAPS0
SUPRV_FD11
SZ1000
SZ100T1B0
SZ1BT10B1
SZ250BP0
TRACT0
TRUST00
ULTCERT1673
UNINUM1100
WEBADDRwww.1fbusa.com
ZIP57049
Verified locations

2 branch or routing locations

Every location supplied by the official source is included. Canadian FIBD records are routing locations and may include administrative or substitute-routing entries. Results are paginated for speed from the source release dated 07/24/2026.