United StatesFederal regulator records
CanadaOfficial institution recordsInstitution details
- FDIC ID
- 57626
- Federal RSSD ID
- 3223305
- Institution type
- FDIC-insured bank
- Established
- 04/12/2004
- Address
- 4800 Fashion Square Blvd
- Postal code
- 48604
- Reported offices
- 5
- Total assets
- $484,231,000
- Total deposits / shares
- $424,929,000
Source: FDIC · Record 57626
Status snapshot: 07/24/2026
Status snapshot: 07/24/2026
Complete institution research
Official regulator profile
Financial figures and classifications below come directly from FDIC BankFind Suite.
Regulatory identity
- FDIC certificate
- 57626 CERT
- Federal RSSD ID
- 3223305 FED_RSSD
- Bank class
- NM BKCLASS
- Primary regulator
- FDIC REGAGNT
- Charter agency
- STATE CHRTAGNT
- FDIC region
- Chicago FDICREGN
- Federal Reserve district
- 07 FED
Financial snapshot
- Total assets
- $484,231,000 ASSET
- Total deposits
- $424,929,000 DEP
- Equity capital
- $57,161,000 EQ
- Net income
- $1,651,000 NETINC
- Return on assets
- 1.37% ROA
- Return on equity
- 11.62% ROE
Institution profile
- Specialization
- Commercial Lending Specialization SPECGRPN
- Established
- 04/12/2004 ESTYMD
- FDIC insured since
- 04/12/2004 INSDATE
- Current offices
- 5 OFFICES
- County
- Saginaw COUNTY
- Metro area
- Saginaw, MI CBSA
Organization
- Holding company
- 1ST STATE FINANCIAL LTD NAMEHCR
- Holding company RSSD
- 3223293 RSSDHCR
- Minority depository status
- NONE MDI_STATUS_DESC
- CFPB supervised
- No CFPBFLAG
Reporting dates
- Financial report period
- 03/31/2026 REPDTE
- Source run date
- 07/24/2026 RUNDATE
- Institution record updated
- 08/31/2022 DATEUPDT
Complete source record108 populated regulator fields · FDIC BankFind SuiteExpand all data
This is the complete non-empty source payload retained for research and auditability. Field codes follow the regulator's own data dictionary.
Source date: 07/24/2026ACTIVE1ADDRESS4800 Fashion Square BlvdASSET484231BKCLASSNMCALLFORM51CB1CBSASaginaw, MICBSA_DIV_FLG0CBSA_METRO40980CBSA_METRO_FLG1CBSA_METRO_NAMESaginaw, MICBSA_MICRO_FLG0CBSA_NO40980CERT57626CFPBEFFDTE9999-12-31CFPBENDDTE9999-12-31CFPBFLAG0CHARTER0CHRTAGNTSTATECITYSaginawCITYHCRSAGINAWCLCODE21CONSERVENCOUNTYSaginawCSASaginaw-Midland-Bay City, MICSA_FLG1CSA_NO474DATEUPDT08/31/2022DENOVO0DEP424929DEPDOM424929DOCKET0EFFDATE08/31/2022ENDEFYMD12/31/9999EQ57161ESTYMD04/12/2004FDICDBS9FDICREGNChicagoFDICSUPVChicagoFED07FEDCHRTR0FED_RSSD3223305FORM310IBA0ID57626INACTIVE0INSAGNT1DIFINSBIF0INSCOML1INSDATE04/12/2004INSDIF1INSFDIC1INSSAIF0INSSAVE0INSTAG0INSTCRCD0LATITUDE43.4769179827892LAW_SASSER_FLGNLONGITUDE-83.9696239605405MDI_STATUS_DESCNONEMUTUAL0NAME1st State BankNAMEHCR1ST STATE FINANCIAL LTDNETINC1651NETINCQ1651NEWCERT0OAKAR0OFFDOM5OFFFOR0OFFICES5OFFOA0OI0PARCERT0PROCDATE08/31/2022QBPRCOML3REGAGNTFDICREPDTE03/31/2026RISDATE03/31/2026ROA1.3691430727559395ROAPTX1.7207582531608565ROAPTXQ1.72ROAQ1.37ROE11.62ROEQ11.62RSSDHCR3223293RUNDATE07/24/2026S10T250B0SASSER0SPECGRP4SPECGRPNCommercial Lending SpecializationSTALPMISTALPHCRMISTCHRTR1STCNTY26145STNAMEMichiganSTNUM26SUBCHAPS0SUPRV_FD09SZ1000SZ100T1B1SZ1BT10B0SZ250BP0TRACT0TRUST00ULTCERT57626UNINUM418761WEBADDRwww.1ststate.bankZIP48604Verified locations
5 branch or routing locations
Every location supplied by the official source is included. Canadian FIBD records are routing locations and may include administrative or substitute-routing entries. Results are paginated for speed from the source release dated 07/24/2026.
- Service type
- Full Service - Brick and Mortar
- Opened / reported
- 04/12/2004
- Service type
- FULL SERVICE - BRICK AND MORTAR
- Opened / reported
- 02/06/2006
- Service type
- FULL SERVICE - BRICK AND MORTAR
- Opened / reported
- 11/18/2013
- Service type
- FULL SERVICE - BRICK AND MORTAR
- Opened / reported
- 10/01/2018
- Service type
- FULL SERVICE - BRICK AND MORTAR
- Opened / reported
- 08/15/2005